Rates current as of
June 28, 2016
Deposits are insured by the FDIC up to applicable limits
Rates are subject to change
Do not rely on this information for making investment decisions. Please call to confirm rates.
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Checking and Savings
The following Transaction Accounts have a variable rate – the rate may change at the Bank’s discretion |
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Type
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Annual Percentage Yield
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Interest Rate
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Minimum Deposit to Open
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Click to see Account Disclosure
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Additional Information
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Basic Checking
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N/A
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N/A
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$100
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Account Disclosure
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Unlimited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request.
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Advantage Checking
Balance less than $25,000
Balance of $25,000 to $99,999
Balance of $100,000 or greater
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0.10%
0.15%
0.25%
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0.10%
0.15%
0.25%
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$300
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Account Disclosure
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Unlimited transactions. Interest compounded monthly and credited monthly. Monthly low balance fee: $5 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request.
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Money Market Deposit Account
Balance less than $25,000
Balance of $25,000 to $99,999
Balance of $100,000 or greater
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0.10%
0.15%
0.25%
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0.10%
0.15%
0.25%
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$1000
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Account Disclosure
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Limited transactions. Interest compounded monthly and credited monthly. Monthly low balance fee: $5 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request.
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Business Checking
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N/A
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N/A
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$300
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Account Disclosure
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Unlimited transactions. Monthly low balance fee: $5 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. Deposit bags available upon request.
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Statement Savings
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0.25%
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0.25%
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$50
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Account Disclosure
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Limited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Monthly statements provided or e-Statements available. ATM card available upon request. Interest compounded daily and credited monthly.
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Simply Savings
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0.25%
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0.25%
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$50
($10 if under 18) |
Account Disclosure
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Limited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Interest compounded daily and credited monthly.
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Christmas Savings
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0.25%
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0.25%
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$5
(50 weeks
$250 total)
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Account Disclosure
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Limited transactions. You must agree to deposit a minimum of $5 per week for 50 weeks or the equivalent thereof. Matures second week of October. Interest compounded daily and credited at maturity. Early withdrawal fee: $5 if you withdrawal any of the deposited funds before the maturity date.
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Certificate of Deposit
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Term
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Annual Percentage Yield
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Interest Rate
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Minimum Deposit to Open
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Click to see Account Disclosure
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Additional Information
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3 Months
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0.15%
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0.15%
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$500
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Account Disclosure
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6 Months
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0.20%
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0.20%
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$500
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Account Disclosure
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9 Months
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0.25%
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0.25%
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$500
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Account Disclosure
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1 Year
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0.40%
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0.40%
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$500
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Account Disclosure
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1 Year Variable Rate
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0.40%
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0.40%
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$500
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Account Disclosure
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Rate may change at any time. Additional deposits permitted in a minimum amount of $10.
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18 Months
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0.55%
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0.55%
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$500
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Account Disclosure
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2 Year
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0.75%
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0.75%
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$500
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Account Disclosure
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2 Year with Bump Rate Option
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0.75%
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0.75%
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$500
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Account Disclosure
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Rate may be increased one time during the term, if rates for this term increase.
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3 Year
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0.95%
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0.95%
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$500
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Account Disclosure
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4 Year
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1.05%
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1.05%
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$500
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Account Disclosure
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5 Year
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1.31%
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1.30%
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$500
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Account Disclosure
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Individual Retirement
Account
2 Year Fixed
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0.75%
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0.75%
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$500
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Account Disclosure
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Additional deposits permitted in a minimum of $100 (except no additions can be made in the seven day period before maturity date). Additions will earn interest from the date of deposit and will not change the maturity date of account.
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* Fee Schedule
No IRA products offered for less than a 1 Year term.
There is a penalty for early withdrawal on the above accounts; please see account specific disclosure for further information.
Fee may reduce your earnings – please see the fee schedule and account specific disclosure for more information.